Showing posts with label Debt. Show all posts
Showing posts with label Debt. Show all posts

Thursday, September 10, 2026

A, Post-Pentecost 16 Proper 19 - Matthew 18:21-35 "What Lies Between"

These days we hear a lot about interest rates. There is much interest in them because of the debt a person has to repay. Have you ever wondered why they are called “interest rates”? It is not simply because we are interested in or concerned about the rates and how much one might owe.

In Latin interest means “what lies between”.  Perhaps we are interested in what lies between us and someone else when we owe a debt or if a debt is owed to us.

Peter asks Jesus how many times he should forgive someone. He uses seven times as the lowest common denominator. Was Peter looking for a figure at which the straw might break the camel’s back, allowing him to avenge the debt lying between him and his debtor? It is as if he wants to get forgiveness out of the way quickly: I forgive you, I forgive you, forgive you, forgive you, forgive you, forgive you, forgive you … Now that you haven’t changed, you’re going to get what’s coming!

Payback seems sweet until Jesus turns everything on its head by telling a simple parable about a king who mercifully forgives a debtor. But the debtor, unable to pay forward the mercy shown to him when he was freed from his debt, goes and chokes his fellow servant, demanding that the much smaller debt lying between them be repaid. As Jesus shows in the parable, payback is not so great when we consider our eternal debt towards God, our heavenly Father!

Anyone who hears this parable joins in with the fellow servants at the injustice of the forgiven servant who’s unwilling to do likewise and forgive his fellow servant.  Jesus tells this parable in response to Peter’s query, how many times one should forgive.  It shows Peter and us all, that “what lies between” God and us is far greater than any debt owed to us by our earthly neighbours.

Jesus had just spoken to the disciples about who was greatest in the kingdom of heaven.  He said, “Truly, I say to you, unless you turn and become like children, you will never enter the kingdom of heaven. Whoever humbles himself like this child is the greatest in the kingdom of heaven.(Matthew 18:3–4 ESV)

Peter’s question, “How often should I forgive?” is a “how long?” question. This is not a question born of humility in Peter’s secret heart. Yet it captures the essence of our deepest human frustration when debt lies between two people and a relationship is put under the strain of an unjust balance, whether the imbalance is perceived or genuine.

However, what lies at the root of Peter’s question and our frustration with other people’s sin is brought to light in the fear within the hearts of Joseph’s brothers when their father, Jacob, dies. They thought Joseph was going to play God in what lay between them, since they had sinned grievously by playing God when they sold Joseph into slavery and pretended to Jacob that a wild beast had killed him.

We learn from the parable that our hearts and the justice we seek are somewhat different from God’s heart and the way He mercifully seeks the justice He deserves. Our justice is governed by what we deem good, but it is usually a good for us that has consequences for others. Jesus understands Peter’s heart and our hearts better than any of us understands ourselves. Just like Peter, we might forgive seven times or for the period we prescribe, then mete out our justice to our fellow human beings, as did the servant in Jesus’ parable.

But Joseph’s actions towards his brothers after the death of his father, Jacob, point forward to the saving acts of God’s Son, Jesus Christ. Joseph said to his brothers, Do not fear, for am I in the place of God? As for you, you meant evil against me, but God meant it for good, to bring it about that many people should be kept alive, as they are today. So do not fear; I will provide for you and your little ones. (Genesis 50:19–21a ESV)

Jesus humbled Himself like a child and is now the greatest in the kingdom of heaven. His terms of forgiveness are God’s terms of forgiveness. He therefore put aside the power of being the Son of God and took on the humility and weakness of humanity to be the Son of Man, bearing the evil of humanity in His death and bringing about the good of God by giving life through His resurrection from the dead.

In our human weakness, we want to forgive on our terms and then, at our appointed time, become gods of the situation and mete out acts of justice. We forget what lies between us and God and make ourselves gods over each other. But this is not godliness like that of God; it is the same “godliness”, or rather “godlessness”, that caused Adam and Eve to be thrown out of the Garden of Eden.

Just as Joseph’s brothers were weak and failed in their responsibility to look after Joseph, we too are weak in our ability to do the good that God requires. We fail to see the big picture as He sees it. We need to recognise our base humanity as inherent ungodliness: if God, in His justice, gave us what we deserved, we would be condemned for not being merciful as God is to us.

Yet we hear, “For while we were still weak, at the right time Christ died for the ungodly.” (Romans 5:6 ESV)

Our self-appointed godliness and the timing we assign to it amount to ungodliness, weakness and sinfully bad timing. But at the right time—God’s time—He made atonement for our debt. Like the king in Jesus’ parable, God passes over our debt, and at the right time He had that debt placed on His Son, Jesus Christ.

Therefore, now is the right time to forgive.  While we live this side of the grave, now is always the right time to forgive. Despite the old Adam within wanting to terminate forgiveness and serve up its sinful impatient justice, now is always the right time to forgive!

St Paul tells us, “Owe no one anything, except to love each other, for the one who loves another has fulfilled the law. (Romans 13:8 ESV)

But how do we love someone with whom we are in conflict when emotions are high and our rights seem to have been violated? Within us, there is a timer ticking down to a point where frustration wants to burst forth and choke the neighbour with whom we are in conflict; such is our weakness!

God calls us to remember our ungodliness and weakness, which have been corrected by the cross. He gives us the Holy Spirit to help us see our neighbour as God sees us, so that rather than seeking revenge and retribution, we love them as Christ loved us.

The Holy Spirit helps us to bear our cross for Christ’s sake. He wills you daily to drown the old Adam in your baptism because your old Adam is always working to resurrect himself in you. Otherwise, you seek justice according to your knowledge of good and evil instead of Jesus’ knowledge of good and evil. In his humanity, Jesus always set the will of our heavenly Father first, which led Him to take on our human weakness, live the perfect human life despite bearing human flesh, and then endure the cross and scorn its shame for the joy set before Him, despite being without sin.

Jesus’ exchange of our sin for His perfection at the cross should awaken “a rate of interest” in those who truly understand the depths of their human nature and the sinful deeds that continually ooze from it! If not, perhaps you should revisit the Ten Commandments in the Small Catechism and relearn who you are in God’s eyes.

However, it’s God’s will in heaven to forgive you your sin; it’s also His will for you on earth to forgive each other for the sins you commit against each other.  You and I will have to give an account of ourselves before God on His judgement seat.  It’s in everyone’s best interest for mercy to lie between God and us, and therefore that same mercy to lie between us and our neighbours as we wait for our resurrection into God’s eternal presence. 

Let us pray. Dear heavenly Father, You have forgiven me my sin through the death and resurrection of Jesus Christ. You have sent the Holy Spirit into my heart through my baptism. Therefore, work Your will in me so that I forgive as You have forgiven and love as You patiently love me. Help me not to seek payback but to pass over the sins of others, so that what they intended for evil against me might be passed onto Jesus’ death and made good in his victory over sin, so we forgive as we are forgiven, for Jesus’ sake. Amen.

Sermon Summary

Jesus’ parable of the unforgiving servant exposes the sharp contrast between God’s immeasurable mercy and our instinct to limit forgiveness. The debt that lies between us and God is greater than any debt our neighbour could owe us, yet through the death and resurrection of Jesus Christ, God has forgiven what we could never repay. Joseph’s mercy towards his brothers points forward to this saving work: rather than take God’s place in judgement, he trusted God to bring good from evil and responded with reassurance and provision. Because Christ died for us while we were weak and ungodly, now is always the right time to forgive. The Holy Spirit turns our hearts away from revenge, renews us in our baptism and enables us to love our neighbours as Christ has loved us. Forgiveness is therefore not a limited transaction but the merciful fruit of living under the grace of God.

Reflection Questions

  1. What does Peter’s question about forgiving seven times reveal about the human desire to place limits on mercy?
  2. How does the enormous debt forgiven by the king reshape the way you view the wrongs others have committed against you?
  3. Where are you tempted to take God’s place by judging, controlling or seeking payback?
  4. What can Joseph’s response to his brothers teach you about entrusting justice to God and responding with practical mercy?
  5. How does Christ’s death for the weak and ungodly change both your understanding of forgiveness and your willingness to forgive?
  6. Is there a relationship in which “now is the right time to forgive”? What faithful first step could you take?
  7. How can remembering your baptism and relying on the Holy Spirit help you resist resentment and love your neighbour?
  8. What would it look like for God’s mercy to lie between you and another person this week?

Thursday, September 18, 2025

C, Post-Pentecost 15, Proper 20 - Luke 16:1-13 "Management Mastery"

Luke 16:1–2 (ESV) Jesus also said to the disciples, “There was a rich man who had a manager, and charges were brought to him that this man was wasting his possessions. And he called him and said to him, ‘What is this that I hear about you? Turn in the account of your management, for you can no longer be manager.’”

We hear about mismanagement every day. We experience mismanagement in every facet of life. We see mismanagement occurring everywhere around us.

Fraudsters seem to have their fingers in every pie these days—Internet scams, overpricing, double-dipping, half-truths, con artists painting false pictures of the real situation, and political pork-barrelling to get votes and seize power.

We only have to look at our roads, the debt governments have incurred, and the increasing profits of multinational companies, executives, and politicians. We don’t have to look too hard to hear, see, and experience mismanagement in the Western world.  Managers not managing to manage!

Occasionally, we have the power to remove managers from their positions—at the polls, through motions of no confidence at meetings, or via legal proceedings. Despite this, there still seems to be a golden handshake for those who’ve mismanaged their responsibilities. So, in the scheme of it all, there’s a growing sense of helplessness in our society as “the rich get richer, and the poor get the picture.”

Today and next week, we hear about two rich men from Luke chapter sixteen. Today, the rich man is the master who removes his manager from management. Next week, we will hear about the rich man and Lazarus, who die and stand accountable before God.

So, I put this question to you: “What is being rich?” Or, “How much does one need to have to be considered wealthy?” “Do you consider yourself to be a rich person, a person of wealth?” In my experience, most people look to someone else who is rich—or richer than them. Often, we think of wealth in monetary terms or in one’s number of possessions.

Although we might consider someone else richer or wealthier than ourselves, that doesn’t necessarily mean we see ourselves as poor. This says much about the reality of our riches and how proud we have become of our wealth and possessions.

But whose possessions are they? We only need to be reminded of the rich fool and Jesus’ warning to us: “Take care, and be on your guard against all covetousness, for one’s life does not consist in the abundance of his possessions.” (Luke 12:15 ESV)

I don’t believe anyone would enjoy hearing God say to you, “Fool! This night your soul is required of you, and the things you have prepared, whose will they be?” Jesus concludes, “So is the one who lays up treasure for himself and is not rich toward God.” (Luke 12:20–21 ESV)

This rich fool mismanaged the possessions and life given to him. And when God required him to return the management of his life, he was found foolishly short in being rich toward God.

In the parable before us today, the manager is not the rich man, but only the manager of his master’s riches.

The master says, “What is this that I hear about you? Turn in the account of your management, for you can no longer be manager.” (Luke 16:2 ESV)

Just as we hear, see, and experience mismanagement by those called to manage our society today, the master’s attention is turned to the mismanagement of his dishonest manager in the parable. The master is about to end his management.

Although the manager may not have thought of himself as wealthy, he feared losing the management of his master’s wealth and becoming poor. Like the rich fool who did not recognize he only managed the riches of a greater master, the manager was about to lose his life and the riches of his master.

Humanity, from the beginning until now, has been called to manage the common wealth of God given to us in His creation. It’s always easy for us to see and point out the potholes in others’ mismanagement. But every one of us will be called upon to turn in our management and give an account.

How have you managed the riches God has given you?

In the parable, the dishonest manager takes the bill of one debtor and cuts it in half. For another, he reduces the debt so that only eighty percent needs repaying. And when Jesus tells us the master commends the dishonest manager for doing this, it’s easy for us to see the injustice and question: How can this be? Does the manager have the right to cut the master’s debt when one hundred percent should be paid back? It’s understandable that our sense of righteousness kicks in over the seeming injustice of the master’s commendation and the dishonest manager’s continued mismanagement.

Again, we can ask ourselves: “How have I managed the riches and wealth that God has given me?

These are not just the riches of money and possessions, but the wealth of our time and our freedom too. Then there are the riches of ourselves—our talents, our relationships, our communications, our sexuality, our desires, and our deeds. Each of us can measure our management of God’s gifts by looking within to see where the glory of our management is going!

Going by our own sense of justice, shocked by the parable of the dishonest manager, one hundred percent should be given back to God for all the things we’ve mismanaged. That means every mismanaged feeling, desire, interaction with others, false witness, lustful glance, hateful thought, misuse of authority, and failure to submit to authority, requires one hundred percent repayment.

When God recalls your management at the end of this life, He requires an account. And by our own judgment, fifty or eighty percent repayment is not good enough. The debt of mismanagement must be repaid one hundred percent.

We feel the sting of our own justice bite us when we begin to contemplate the truth of our management. The reality that the removal of our management occurs in death is enough to grab our full attention. But having to give account of our management on judgement day, to receive a room in the house of God causes all to cry out over our mismanagement: “What shall I do, since my master is taking the management away from me? I am not strong enough to dig, and I am ashamed to beg.” (Luke 16:3 ESV) More so, digging or begging our way out of death and judgement is not possible either!

Unlike the dishonest manager who used unrighteous wealth to make friends and be welcomed into their houses, we can also use the righteous riches of God to receive others into his kingdom. We can cut the bill of others by forgiving them their sins. We can take what they owe and clear their debt.

“Clear their debt! How can this be?” you say! The manager in the parable only dropped the debt to eighty or fifty percent—not one hundred percent! However, Jesus tells us to pray, “Forgive us our debts, as we also have forgiven our debtors.” (Matthew 6:12 ESV) Jesus one hundred percent forgives you your sin as you’re called to forgive other people one hundred percent of theirs.

Again, the sting of our own justice returns to bite us—or better still, the reality of our own dishonest and unrighteous management haunts us. Only having to be half-hearted or fifty percent repentant, or eighty percent forgiving, now sounds not too bad when it is our mismanagement of richness toward God at issue!

The gospel in this parable is not immediately apparent, even though the master commends the dishonest manager. Therefore, the good news for us is that Jesus takes our dishonest management and manages it in the richness of God’s debt removal at the cross. Not fifty percent, not eighty percent—but your management is one hundred percent shrewdly forgiven, despite it being recalled in death.

God the Father commends Jesus as the shrewd manager of your salvation and mine. You and I are received into the rooms of God’s eternal house—one hundred percent guaranteed—only because of Jesus. Our efforts are dishonest at best. Yet trusting in Jesus is the shrewdest thing any human can ever do.

While we are called here to manage God’s riches, we continually cry out to God in our mismanagement: “Forgive me my sins as I forgive those who sin against me!

If God the Father is great enough to forgive your debt through the shrewdness of Jesus Christ at the cross, and the Holy Spirit rests upon us as He did on Jesus, trust that the Holy Spirit is working the riches of God’s wealth within the forgiven management of yourself—your talents, your time, and your possessions—given by God, for you to shrewdly glorify him, repenting of sin, forgiving others, and shrewdly managing the daily existence he has given, as you wait for him to end this management. Amen.